It is important to notify them of the damage. Before you contact the insurer you have, you could be unable to make the necessary payments. The insurer assigns you a representative that will guide you through the claims process.
In the event that you make a claim, there’s an possibility of submitting the photographs you’ve snapped of the damages that will in speeding up the process. If your damage is extensive the insurer could dispatch an adjuster who will assess the extent of the damage personally. Also, you may be provided with a information on emergency repair services in your area.
The insurance claim can require a long time to be processed. The best thing to do is contact your insurer immediately so that you can get the process of approval. If you are faced with expenses which you need to pay with your pocket money prior to the time your claim is accepted like hotel expenses or repair expenses for emergencies be sure to save the receipts. The expenses you pay for may be eligible as reimbursement in the future.
The best way to avoid further harm is through taking precautions
Your insurance policy will only pay for damage that is caused by storms, you must take other steps to avoid further damages to your house. You can use a tarp to protect water leaks. If you’re able you can use a dehumidifier get rid of excess moisture in the inside of your house. This helps prevent the growth of mold as it spreads throughout your home.
Also, you should check the gutters from outside. A clogged gutter can stop rainwater from draining away from your roof. This can cause flood damage to your basement and foundation. Get rid of any debris or obstructions that could cause obstruction in your gutters.
Also, you should board up windows and doors. Windows can be bowed with either plywood or cardboard in case you do not have sufficient. Use gloves.
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